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Steve Powell, REALTOR®, real estate agent and broker for Hagerstown and Smithsburg Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Finicky Financiers

Buying an old house to fix up has an attraction for many people. If you can find a house with charm and character, a renovation may enable you to create just the living environment that you want. You should start with a good real estate agent to help you locate the right house and recommend lenders who make both acquisition and construction loans.

Financing a renovation is perhaps the most difficult part of the whole project, especially if the house needs extensive work. Few banks will make these loans to people who are not professional developers. You should prepare for your loan application by having a written proposal. It helps to have an engineer's report or architectural plans and to include estimates from contractors covering the costs and timetables for the work to be done. Your real estate agent can help you put together a market analysis of the neighborhood to show that you will not be over-improving the property compared with other homes in the area.

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Real Estate Trivia
Q 
How can you give your home the equivalent of sunglasses?

A 
Install low "E" squared glass filters sunlight, saves on energy costs and prevents fading of furniture, drapes and carpets.
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Steve Powell, REALTOR®, real estate agent and broker for Hagerstown and Smithsburg Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Powell
RE/MAX Achievers

222 E Oakridge Dr. Suite 2000
Hagerstown, MD 21740
Office:: 240-420-2410
Office:: 888-882-9132
Fax:: 301-739-0853
cell: 301-991-7990
Email:: stevepowell@mris.com

I'm a native of Washington County and have 20 years experience in real estate sales and leasing in Maryland. I own and operate a successful real estate investing company and specialize in both residential and commercial properties. Put my real estate team to work for you!

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