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Steve Powell, REALTORŽ, real estate agent and broker for Hagerstown and Smithsburg Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Hagerstown and Smithsburg real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Hagerstown and Smithsburg Realtor, I have the experience and track record you are looking for. Please let me help.

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School Reports in Hagerstown and Smithsburg, Maryland

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Schools in Hagerstown and Smithsburg

Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
A	York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Steve Powell
RE/MAX Achievers
222 E Oakridge Dr. Suite 2000
Hagerstown, MD 21740
Office:: 240-420-2410
Office:: 888-882-9132
Fax:: 301-739-0853
cell: 301-991-7990
Email:: stevepowell@mris.com

I'm a native of Washington County and have 20 years experience in real estate sales and leasing in Maryland. I own and operate a successful real estate investing company and specialize in both residential and commercial properties. Put my real estate team to work for you!

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